Pandemic has highlighted the importance of adapt the risk management to the climate change. In the next future ESG (Environmental and Social Governance) will be more and more important and will change access to credit.
Businesses will be assessed on the basis of sustainability. If these could be relatively easy to be assessed for large companies, it is very difficult for SMEs. Thanks to the use of alternative data, web data and web crawling it will be possible to collect relevant and meaningful data to prove the sustainability also for SMEs.