Business and consumer report 2022

Data, analytics and technology - Business and consumer report 2022

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Regulatory Bulletin
Use of Machine Learning for IRB models
The EBA identifies several main areas where ML may be used: risk differentiation, risk quantification, and model validation (where ML models may be used as challenger models) as well as some additional areas, such as input preparation for the main IRB models (for instance, collateral valuation). Less focus is required if ML models are used…
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Regulatory Bulletin
Environmental, Social and Governance (ESG) in the EU
Following the Action Plan on Sustainable Growth (2018) set by the European Commission, regulatory pressure  to embed sustainability and ESG in business practices and reporting has increased considerably. The plan aims  at reorienting capital flows towards a more sustainable economy, mainstreaming sustainability into risk management and fostering transparency and long-term planning. In this line, the…
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PowerCurve
Discover how PowerCurve unleashes clients' full potential
 At Experian we believe that innovation is innate to our clients’ success. PowerCurve solutions software unlocks the value lying latent in our client’s data, assisting them to make smarter decisions and improve their customer experience.
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